If there is one skill that everyone should aim to master, it is making a budget (and sticking to it). So, if you made the resolution of learning to manage your finances in a better way, we have a great solution for you. Whether you are interested in digital tools like online recurring payments or investment methods, a book that focuses on personal finances will definitely help you out. In this article, we present you a list with the five best options that you can’t miss if you are serious about budgeting in 2022, so keep reading and prepare to make the most out of your income.
1.‘The One Week Budget’ by Tiffany Aliche
For those who consider themselves beginners in regards to handling their money efficiently, this is a good book to get them started quickly. It’s also a suitable option if you are not very used to reading long materials because the author offers you a condensed, short work that is easy to read and will assist you with practical ways to budget without investing long hours. You can also find an ongoing source of material in the podcast from the same author, where she handles different topics related to personal finances.
2.‘Spend Well, Live Rich’ by Michelle Singletary
If you are the kind of reader who enjoys the story-teller kind of redaction, this might be a great option for you. The author shares first-hand experiences she had with money through her life, including the important lessons she could learn from her grandmother in this matter, convincing you about the reasons why it is convenient to handle your finances with care and dedication.
3.‘The One-Page Financial Plan’ by Carl Richards
The author provides you with what he calls a simple way to be smart about money. He focuses on encouraging you to set both your short and long-term goals, and then use them as the driving power to create an effective budget. Having in mind the end purpose of your hard-earned money will allow you to spend wisely. We recommend this book if you are looking forward to learning in a simple way, without complicated technical terms.
4.‘How to Manage Your Money When You Don’t Have Any’ by Erik Wecks
This book teaches that whether or not you have a big amount of money to handle, you can apply the very same principles shared by the author and be benefited from them. Regardless of your income level, there is always room for improvement, and reading this book is one of those ways.
5.‘You Need A Budget’ by Jesse Mecham
If you are looking for a system that supports you to get out of debt, this is your go to. The author explains how to manage money in many different scenarios, starting from managing your regular income and then covering other common situations such as ways for couples to organize their finances. This book has a great work behind its creation and includes a budgeting software with a lot of amazing reviews.